Hong Kong Health and Benefits International Medical Study 2024 

• Among Hong Kong-based companies identified in the study, 90% bear full premium costs for employee coverage, with the majority of companies providing the same coverage for employees’ dependents (spouses and children).
• The median annual policy limit for core inpatient and optional modules is US$4,000,000.
• The majority of employers provide cover for eligible expenses at 100% reimbursement. 
• Only 6% require co-insurance for inpatient claims and 10% for outpatient claims.
• Outpatient and dental coverage are the two most popular optional modules with a take-up rate of 92% and 76% respectively.
• Over half (65%) of companies provide maternity care. In some cases, additional benefits, such as infertility treatments, are included.
• Dental benefits are offered by 76% of companies, with the majority providing plans based on an annual lump sum limit.

Unlock the full potential of your employee benefits program with insights from the "Hong Kong Health and Benefits International Medical Study 2024." At Mercer Marsh Benefits, we are committed to helping organizations navigate the complexities of International Private Medical Insurance (IPMI) and design tailored solutions that meet the unique needs of your workforce.

To access the full report, please fill out the content download form at the bottom of the page. Discover key trends, best practices, and actionable strategies for enhancing your IPMI offerings. Contact our team for personalized support and learn how we can assist you in creating a comprehensive benefits plan that attracts and retains top talent while ensuring employee well-being. Don’t miss the opportunity to elevate your organization’s health benefits—download the report today!